Product
Inside the Oxyile smart-contract handshake flow
From in-chat proposal to “Bank Linked, Contract Minted, Auto-EMI Active” in one guided journey.
Lenders and borrowers negotiate in real-time chat, then send a handshake card with amount, rate, duration, EMI, and total return.
Dual approval triggers borrower bank linking, Polygon mint via executeHandshake, and subscription creation for recurring EMIs.
The card surfaces live status: Bank Linked, Smart Contract Minted, and Auto-EMI Active when all rails are green.